Medicare Advantage Plans, Medicare Supplemental Medigap Plans. Please contact us TOLL FREE at 1- (855) 410-7807 we will guide you on available options for Medicare Advantage Plans, Medigap Supplemental Plans, PDP Drug Plans, $0 and low cost plans based on your needs. There is never any cost to you for our consultations. Licensed & experienced. We work to get you the best plan that suits your personal needs.

Medicare Enrollment Dates


When am I eligible to enroll in Medicare?
You’re eligible for Original Medicare when you’re at least 65 years old, or you’re under 65 and qualify on the basis of a disability or other special situation. Contact us via our secure contact form or call TOLL FREE 1- (855) 410-7807. We can help.

When is the Initial Enrollment Period? (IEP)
When you turn 65 or otherwise become eligible for Medicare. This will start three months before and ends three months after the month of your 65th birthday (7 month period). If you have employer or plan-sponsored coverage when you first become eligible, you won’t need to enroll until you retire or otherwise lose that coverage. Prescription drugs (Part D) coverage must be creditable or you may be subject to a late-enrollment penalty when you enroll in a plan with Part D benefits.

When is Medicare Annual Enrollment Period? (AEP) October 15 – December 7
During this period you can add, drop or switch your Medicare plan and/or prescription drug coverage for a January 1st effective date.

When is Medicare Open Enrollment Period? (OEP) January 1 – March 31
Medicare Advantage (MA) plan members can make a one-time election annually to switch MA plans or to disenroll from an MA plan and obtain coverage through Original Medicare, with or without a stand-alone prescription drug plan.  Also, newly eligible MA individuals who enroll in an MA Medicare Advantage Plan can use the OEP, but only during the first three months in which they have both Part A and Part B. Members who are enrolled in stand-alone prescription drug plan are not eligible for the OEP election because the OEP is only available to those enrolled in an MA plan.

Special Election Period Some individuals may also qualify for a Special Election Period. Depending on certain circumstances, you may be able to enroll in a Medicare plan outside of the Initial Enrollment Period or Open Enrollment time frames. 

You may qualify for a Special Election Period (SEP) if you:
Move out of the plan’s service area
Retire and lose your employer coverage
Have been diagnosed with certain qualifying disabilities or chronic health conditions
Receive assistance from the state
Special Needs Plans have other eligibility requirements